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Share Secured Loans

A Share Secured Loan is a loan that is secured by savings in your Share Savings Account.  It is perfect for borrowing money and paying yourself back with the lowest possible finance charges.  Members may borrow up to 90% of their savings for a maximum of 60 months.  The interest rate is 2% above the highest rate that was last declared for the dividends in the Share Account if the term is between 1 to 24 months and 3% above the highest rate that was declared for the dividends in the Share Account if the term is between 25 to 60 months.  After each payment is made, the secured amount reduces by the principle that was paid.  Best of all, the secured amount is earning interest for you over the life of the loan.  So let your savings work for you and take advantage of a lower interest expense.

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Please contact us if you have any questions about our Share Secured Loan.

 

Hapeville Main Branch
3604 Atlanta Ave.
Hapeville, GA 30354
Phone: (404) 768-4980
Fax: (404) 768-5496

Roswell Branch
1560 Holcomb Bridge Rd.
Roswell, GA 30076
Phone: (770) 667-8114
Fax: (770) 667-8329

Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU, and/or would like to report barriers to accessing any technology used by Family First CU, including this website, please contact us at 3604 Atlanta Ave, Hapeville, GA 30354, Email: memberservice@ffcuga.org, fax: 404-768-5496 and Phone: 404-768-4980.

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